AO
Partner profile: Payments

Pan-African Payment and Settlement System (PAPSS)

Financial market infrastructure for instant cross-border payments across Africa, settled in local currencies between participating central banks.

Type
Pan-African financial market infrastructure
Headquarters
Cairo, Egypt
Sponsors
AfCFTA Secretariat & Afreximbank
Launched
January 2022 (commercial)

About

PAPSS enables traders to pay and be paid in local currencies, with real-time settlement between participating African central banks. It removes the need for USD intermediation and shortens settlement from days to seconds.

Role in AfCFTA (mock summary)

  • Designated settlement layer for AfCFTA cross-border transactions.
  • Connected to central banks across multiple AfCFTA regions.
  • Operated as a public good for African trade integration.
  • Interoperable with participating commercial banks and switches.
Mock summary: simplified for the demonstrator

Funder & governance notes (mock)

PAPSS is championed by the AfCFTA Secretariat and Afreximbank, with the latter acting as clearing and settlement agent. For this demonstrator, no funding flow to the Gateway or to any specific transaction is represented.

NoteReference demonstrator. PAPSS name and partnership content are shown for illustrative purposes. The role summary, funder notes and governance descriptions are mock and not endorsed by PAPSS, Afreximbank or the AfCFTA Secretariat. No commercial relationship is implied.
AfCFTA: Creating One African MarketPan-African Conformity Gateway

A sovereign digital operating layer for AfCFTA conformity assessment, accredited CAB activation and pre-import trade facilitation.

Aligned with AfCFTA Annex 6: Not formally endorsed

Policy
  • AfCFTA Annex 6 TBT
  • ARSO standards
  • AFRAC accreditation
  • PAQI quality infrastructure
Operations
  • CAB & laboratory registry
  • Pre-import conformity
  • Single Window integration
  • Certificate verification
Trade enablers
Reference demonstrator. Institutional use subject to formal governance, authorization and agreement.© 2026 Pan-African Conformity Gateway: Mock data only